Article 39 of the Saudi Social Insurance Law

المادة 39 من نظام التأمينات الاجتماعية · الفصل الأول: تعويضات الأخطار المهنية

The article provides that an injured non-Saudi, or the family in case of death, receives a lump-sum compensation instead of the monthly benefit, equal to 84 or 60 times the benefit depending on the case.

Official text (Arabic)

This article has not been amended since the law was issued.

استثناءً من أحكام الفقرتين (1) و(2) من المادة (الخامسة والثلاثين) والمادة (الثامنة والثلاثين) من النظام، يدفع إلى المصاب غير السعودي المستحق لعائدة شهرية أو لأفراد عائلته في حال الوفاة تعويض مقطوع بدلاً من العائدة وتوزع على المستحقين من أفراد عائلته وفق حكم الفقرة (2) من المادة (الرابعة والعشرين) من النظام، ويقدر التعويض المقطوع في هذه الحالة وفقاً للقواعد الآتية:

1- (84) مرة من العائدة الشهرية المحددة للعجز الكلي المستديم.

2- (60) مرة من العائدة الشهرية المحددة للعجز الجزئي المستديم.

3- (84) مرة من العائدة الشهرية المحددة للمشترك المتوفى بسبب إصابة عمل.

This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers

Article 39 explained in plain English

This article sets out a special exception for non-Saudis. The rule in paragraphs (1) and (2) of Article 35 and in Article 38 is that permanent disability or death from a work injury gives rise to a monthly benefit, but an injured non-Saudi who is entitled to a benefit, or the family members on the non-Saudi's death, is paid a lump-sum compensation instead.

The amount of the lump-sum compensation:

84 times the monthly benefit set for total permanent disability.
60 times the monthly benefit set for partial permanent disability.
84 times the monthly benefit set for a subscriber who died because of a work injury.

In case of death, the compensation is distributed among the eligible family members under paragraph (2) of Article 24 of the Law.

Note that this article concerns the cases that would otherwise give rise to a monthly benefit; partial disability of less than 50% is in any case compensated by a lump sum under paragraph (3) of Article 35, and this article does not mention it.

To find out the amount due in a particular case, a lawyer specialized in social insurance matters can be consulted.

Practical example

A non-Saudi worker at a contracting company in Riyadh suffered total permanent disability, and his set benefit was SAR 4000 per month. Instead of the monthly benefit, he is paid a lump-sum compensation equal to 84 times this benefit, that is SAR 336000 in one payment.

Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.

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