Article 40 of the Saudi Social Insurance Law
المادة 40 من نظام التأمينات الاجتماعية · الفصل الأول: تعويضات الأخطار المهنية
The article requires the Institution to pay the costs of preparing and transporting to the home country the body of a subscriber who died from a work injury or was receiving a monthly benefit, and of transporting a disabled injured person who needs help.
Official text (Arabic)
This article has not been amended since the law was issued.
تلتزم المؤسسة بدفع تكاليف تجهيز ونقل جثمان المشترك المتوفى بسبب إصابة عمل والمشترك المتوفى الذي كان يتقاضى عائدة شهرية إلى موطنهما، كما تلتزم بدفع تكاليف نقل المصاب بعجز مهني الذي يحتاج لمعونة غيره - وفق ما تحدده اللجنة الطبية المختصة - إلى موطنه؛ وتحدد اللائحة الأحكام اللازمة لتطبيق هذه المادة.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 40 explained in plain English
This article sets costs that the Institution bears in specified cases:
1. The costs of preparing and transporting the body to the home country, for:
- A subscriber who died because of a work injury.
- A deceased subscriber who was receiving a monthly benefit.
2. The costs of transporting an injured person to the home country if the person has an occupational disability and needs another person's help, as determined by the competent medical committee.
The provision does not cover every death, but is limited to death because of a work injury or the death of someone receiving a monthly benefit. Transporting a living injured person is also conditional on the disability being occupational and the medical committee determining the person's need for another person's help.
The aim of this provision is that the family of the deceased, or the injured person, does not bear the burden of transport in these cases, since the text transfers this burden to the Institution.
The article leaves it to the Regulations to set the provisions needed to apply it, and the text itself does not specify the procedures or the elements of the costs.
If the procedures in a particular case need to be known, a lawyer specialized in social insurance matters can be consulted.
Practical example
An expatriate worker died in an accident while working for a company in Dammam. The Institution bears the costs of preparing his body and transporting it to his country, because the death was caused by a work injury.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Active contributorFrequently asked questions about Article 40 of the Saudi Social Insurance Law
Who bears the cost of transporting to his country the body of a worker who died from a work injury?
The Institution is required to pay the costs of preparing the body and transporting it to the home country.
Does the Institution bear the transport of a disabled injured person to his country?
Yes, if the person has an occupational disability and needs another person's help as determined by the competent medical committee.
Does the provision cover every case of death?
No. It is limited to a subscriber who died because of a work injury and a deceased subscriber who was receiving a monthly benefit.
More articles on Work Injuries
- Article 28
The article applies the occupational hazards and supplementary compensation branch compulsorily to all employees and all workers working inside the Kingdom.
يطبق فرع الأخطار المهنية والتعويضات الإضافية بصورة إلزامية على الفئات الآتية: أ- جميع الموظفين الذين يعملون داخل المملكة. ب- جميع العمال الذين يعملون داخل الممل
- Article 29
The article sets the occupational hazards branch contribution at 2% of the wage subject to contribution, borne by the employer, with a possible temporary doubling for those who violate safety and health instructions.
1- تحدد اشتراكات فرع الأخطار المهنية والتعويضات الإضافية بـ (2 %) من الأجر أو الراتب الخاضع للاشتراك، يتحملها صاحب العمل، ويجوز -بقرار من مجلس الإدارة- ولفترة م
- Article 30
The article defines a work injury to include accidents at work, accidents on the usual route, trips made on the employer's assignment, and occupational diseases listed in a table issued by the Board of Directors.
1- تعد إصابة عمل كل حادث يقع للمشترك أثناء العمل أو بسببه، ويعد في حكم ذلك كل حادث يقع للمشترك أثناء طريقه المعتاد من مسكنه إلى مقر عمله والعكس. أو أثناء طريقه
- Article 31
The article sets out the compensation a subscriber with a work injury is entitled to, and requires that the injury occur after registration with the Institution or within the registration deadlines set by the Regulations.
1- يحق للمشترك المصاب بإصابة عمل الحصول على التعويضات الآتية: أ - العناية الطبية التي تستلزمها حالته. ب - البدلات اليومية للعجز المؤقت عن العمل إذا أصبح المصاب
- Article 32
The article sets the aim and duration of medical care for someone with a work injury, requires the employer to provide first aid, and provides that treatment is given through the medical entities the Institution designates.
1- تستهدف العناية الطبية -بجميع الوسائل الممكنة- حفظ صحة المصاب وشفاءه، وإن لم يكن ذلك ممكناً، فتستهدف تحسين حالته الصحية وقدرته على العمل وعلى القيام بأعباء حي
- Article 33
The article gives someone temporarily disabled by a work injury a daily allowance equal to 100% of their daily wage, reduced to 75% while treated at the Institution's expense.
1- للمصاب في حالة عجزه المؤقت عن العمل الناجم عن إصابة عمل – سجلت وفق طرق ومهل الإبلاغ المحددة في اللائحة – الحق في بدل يومي عن كل يوم إقعاد عن العمل بما في ذلك
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.