Article 33 of the Saudi Social Insurance Law
المادة 33 من نظام التأمينات الاجتماعية · الفصل الأول: تعويضات الأخطار المهنية
The article gives someone temporarily disabled by a work injury a daily allowance equal to 100% of their daily wage, reduced to 75% while treated at the Institution's expense.
Official text (Arabic)
This article has not been amended since the law was issued.
1- للمصاب في حالة عجزه المؤقت عن العمل الناجم عن إصابة عمل – سجلت وفق طرق ومهل الإبلاغ المحددة في اللائحة – الحق في بدل يومي عن كل يوم إقعاد عن العمل بما في ذلك أيام العطل، وتستحق البدلات اليومية اعتباراً من اليوم التالي لوقوع الإصابة، وينتهي الحق في البدل في يوم استعادة المصاب قدرته على العمل أو شفائه أو ثبوت عجزه المستديم أو وفاته.
2- يقدر البدل اليومي للعجز المؤقت بواقع (100 %) من أجر أو راتب الاشتراك اليومي للمصاب في الشهر السابق للشهر الذي وقعت فيه الإصابة أو الشهر الذي التحق فيه بالعمل إذا كانت الإصابة قد وقعت خلال هذا الشهر، ويخفض إلى (75 %) من هذا الأجر أو الراتب خلال فترة تلقيه العلاج على نفقة المؤسسة في أحد المستشفيات أو المراكز الطبية أو غير ذلك.
3- تحدد اللائحة الأحكام اللازمة لتقدير البدل اليومي للعاملين الذين لا يتقاضون أجورهم أو رواتبهم على أساس شهري.
4- تحدد اللائحة كيفية دفع البدلات اليومية ومواعيدها.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 33 explained in plain English
This article deals with the daily allowance that an injured person is entitled to if a work injury temporarily keeps them from work.
Conditions of entitlement and its duration:
- The injury must be registered according to the reporting methods and deadlines the Regulations set.
- It is paid for each day of incapacity for work, including holidays.
- It starts from the day after the injury occurred.
- It ends on the day the injured person regains the ability to work, recovers, is established as permanently disabled, or dies.
The amount of the allowance:
- 100% of the injured person's daily contribution wage or salary in the month before the month of the injury, or in the month the person joined work if the injury occurred during it.
- It is reduced to 75% during the period the person receives treatment at the Institution's expense in a hospital, medical center or otherwise.
The article leaves two matters to the Regulations: how to estimate the allowance for those who are not paid their wages monthly, and how and when the daily allowances are paid.
If permanent disability is established, the injured person moves from the daily allowance to the provisions on occupational disability in Article 34 and those after it. To assess the entitlement in a particular case, a lawyer specialized in social insurance matters can be consulted.
Practical example
An employee at a company in Riyadh whose contribution wage is SAR 6000 per month was injured at work, and the doctor kept him from work for three weeks. He is entitled to a daily allowance of 100% of his daily wage for each day, including holidays, starting from the day after the injury, but the allowance is reduced to 75% for the days he spends in treatment at the Institution's expense in a hospital or medical center.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Active contributorFrequently asked questions about Article 33 of the Saudi Social Insurance Law
What is the daily allowance rate for a work injury?
100% of the injured person's daily contribution wage or salary, reduced to 75% while receiving treatment at the Institution's expense in a hospital, medical center or otherwise.
Are holidays counted in the daily allowance?
Yes. The allowance is due for each day of incapacity for work, including holidays.
When does the daily allowance start and when does it end?
It starts from the day after the injury occurred, and ends on the day the injured person regains the ability to work, recovers, is established as permanently disabled, or dies.
More articles on Work Injuries
- Article 28
The article applies the occupational hazards and supplementary compensation branch compulsorily to all employees and all workers working inside the Kingdom.
يطبق فرع الأخطار المهنية والتعويضات الإضافية بصورة إلزامية على الفئات الآتية: أ- جميع الموظفين الذين يعملون داخل المملكة. ب- جميع العمال الذين يعملون داخل الممل
- Article 29
The article sets the occupational hazards branch contribution at 2% of the wage subject to contribution, borne by the employer, with a possible temporary doubling for those who violate safety and health instructions.
1- تحدد اشتراكات فرع الأخطار المهنية والتعويضات الإضافية بـ (2 %) من الأجر أو الراتب الخاضع للاشتراك، يتحملها صاحب العمل، ويجوز -بقرار من مجلس الإدارة- ولفترة م
- Article 30
The article defines a work injury to include accidents at work, accidents on the usual route, trips made on the employer's assignment, and occupational diseases listed in a table issued by the Board of Directors.
1- تعد إصابة عمل كل حادث يقع للمشترك أثناء العمل أو بسببه، ويعد في حكم ذلك كل حادث يقع للمشترك أثناء طريقه المعتاد من مسكنه إلى مقر عمله والعكس. أو أثناء طريقه
- Article 31
The article sets out the compensation a subscriber with a work injury is entitled to, and requires that the injury occur after registration with the Institution or within the registration deadlines set by the Regulations.
1- يحق للمشترك المصاب بإصابة عمل الحصول على التعويضات الآتية: أ - العناية الطبية التي تستلزمها حالته. ب - البدلات اليومية للعجز المؤقت عن العمل إذا أصبح المصاب
- Article 32
The article sets the aim and duration of medical care for someone with a work injury, requires the employer to provide first aid, and provides that treatment is given through the medical entities the Institution designates.
1- تستهدف العناية الطبية -بجميع الوسائل الممكنة- حفظ صحة المصاب وشفاءه، وإن لم يكن ذلك ممكناً، فتستهدف تحسين حالته الصحية وقدرته على العمل وعلى القيام بأعباء حي
- Article 34
The article defines occupational disability as total or partial permanent disability resulting from a work injury, and sets the bases for determining its percentage under a table issued by the Board of Directors.
1- العجز المهني هو العجز الكلي أو الجزئي المستديم الناجم عن إصابة عمل. 2- تحدد نسب العجز المهني تبعاً لطبيعة العاهة الحاصلة والحالة العامة للمصاب، وسنه والمهنة
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

