Article 41 of the Saudi Social Insurance Law
المادة 41 من نظام التأمينات الاجتماعية · الفصل الثاني: تعويض الأمومة
The article gives a female subscriber maternity compensation for 3 months on childbirth, plus one month for a sick or disabled child, on conditions of contribution period and length of pregnancy.
Official text (Arabic)
This article has not been amended since the law was issued.
يحق للمشتركة في حال الولادة الحصول على تعويض الأمومة لمدة (3) أشهر -ويزاد شهر إضافي في حال إنجاب طفل مريض او من ذوي الإعاقة وتتطلب حالته الصحية مرافقاً مستمراً له وفق المستندات والضوابط التي تحددها اللائحة- إذا توافر لديها الشرطان الآتيان:
1- أن يكون لديها مدة اشتراك لا تقل عن (12) شهراً متصلة أو متقطعة تالية لتاريخ التسجيل الفعلي لدى المؤسسة خلال (36) شهراً الأخيرة السابقة على تاريخ الولادة، على أن تكون الولادة وهي على رأس العمل الخاضع للنظام.
2- أن تكون الولادة بعد انقضاء (6) أشهر على الأقل من تاريخ الحمل سواء ولد الجنين حيّاً أو ميتاً.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 41 explained in plain English
This article sets out the right of a woman subscribed to insurance to maternity compensation on childbirth.
The duration of the compensation: 3 months, with one additional month if she gives birth to a sick child or a child with a disability whose health condition requires a continuous companion, under the documents and controls the Regulations set.
The two conditions required together:
- Contribution period: not less than 12 months, continuous or non-continuous, after her date of actual registration with the Institution, within the last 36 months preceding the date of birth, and the birth must occur while she is in service subject to the Law.
- Length of pregnancy: the birth must occur after at least 6 months have passed from the date of conception, whether the fetus is born alive or dead.
Accordingly, a female subscriber is not entitled to the compensation if the birth occurs after her relationship with employment subject to the Law has ended, or if she has not completed the required contribution period. The amount of the compensation and when it falls due are set out in Article 42.
A woman whose request is refused, or who has a dispute over the conditions, can consult a lawyer specialized in social insurance matters.
Practical example
Noura is an employee at a company in Riyadh who has been registered with social insurance for 14 months, and she gave birth after a full-term pregnancy while still in service. She is entitled to maternity compensation for 3 months, and if the newborn needs a continuous companion because of its health condition and she submits the required documents, she is entitled to an additional month.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
How we write and review contentA question about Article 41 of Social Insurance Law?
Describe what happened and specialist lawyers answer. You can write in English.
- Completely free
- Lawyers from the directory answer
- Your name stays hidden
Labour & Employment Law lawyers: ask a specialist about your case
Describe your situation briefly and we'll suggest a lawyer who specialises in this law
Labour & Employment Law lawyers
Lawyers who handle this kind of case
شركة امتداد النظام للمحاماة والاستشارات المهنية
- Labour & Employment Law
- Criminal Law
Dr. Ali Al-Rubaie Law Office and Ittihad Al-Asr Legal Company
Active contributorFrequently asked questions about Article 41 of the Saudi Social Insurance Law
How long is maternity compensation in social insurance?
3 months, with one additional month if the newborn is sick or has a disability and needs a continuous companion, under the Regulations' controls.
What are the conditions for maternity compensation?
A contribution period of not less than 12 months within the last 36 months before the birth, with the birth occurring while in service, and the birth occurring after at least 6 months of pregnancy.
Is maternity compensation paid if the fetus is stillborn?
Yes. It is due if the birth occurs after at least 6 months of pregnancy whether the fetus is born alive or dead, provided the contribution period condition is met.
More articles on Maternity Compensation
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

