Article 51 of the Saudi Bankruptcy Law
المادة 51 من نظام الإفلاس · الفصل الرابع: إجراء إعادة التنظيم المالي: الأثر المترتب على افتتاح الإجراء: (تعيين الأمين والخبير وقاضي الإشراف وصلاحياتهم
At the trustee's request, the court may appoint an expert, from the register of experts or otherwise, to help the trustee carry out its tasks in financial reorganization.
Official text (Arabic)
This article has not been amended since the law was issued.
للمحكمة -بناء على طلب الأمين- تعيين خبير من المدرجين بقائمة الخبراء أو من غيرهم لمساعدة الأمين في أداء مهماته.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 51 explained in plain English
This article permits using an expert to assist the trustee in the financial reorganization procedure.
Elements of the provision:
- Who appoints the expert? The court.
- At whose request? At the request of the trustee; the text makes the appointment at its request.
- From where is the expert chosen? From those listed in the register of experts, or from others. Unlike the trustee, who is appointed from the register of bankruptcy trustees under Article 50, the expert need not be listed in the register.
- Purpose: To assist the trustee in carrying out its tasks.
The article does not specify the expert's specialty or the scope of their work in detail; that is determined by what the trustee's tasks require.
Article 52 places restrictions on who may be appointed as an expert: it may not be the debtor's creditor or spouse, in-law or relative up to the fourth degree, nor the debtor's partner, employee, auditor or agent within the two years preceding the opening of the procedure. It also requires the expert to disclose to the court their relationship with the debtor and the creditors before being appointed.
Note that Article 50 allows the trustee, with the court's approval, to delegate some of its tasks to someone listed in the register of trustees or experts, which differs from appointing an assisting expert under this article.
To ask about the expert's role in a particular procedure, it is advisable to consult a lawyer specializing in bankruptcy and commercial cases.
Practical example
The financial reorganization trustee for a plastics factory in Dammam needed a precise valuation of the production lines before preparing the proposal. It asked the court to appoint an engineering expert, and the court appointed a specialist engineer who is not listed in the register of experts to assist it.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 51 of the Saudi Bankruptcy Law
Can an expert be appointed to assist the bankruptcy trustee?
Yes. At the trustee's request, the court may appoint an expert to assist it in carrying out its tasks.
Must the expert be from the register of experts?
No. The expert may be appointed from those listed in the register of experts or from others.
More articles on Financial Reorganization
- Article 41
After a protective settlement ends, the court, on its own initiative or at an interested party's request, opens the appropriate bankruptcy procedure if three conditions are met together.
تقضي المحكمة -من تلقاء نفسها أو بناء على طلب ذي مصلحة- بافتتاح إجراء الإفلاس المناسب إذا تحققت الشروط الآتية: أ- أن يكون المدين متعثراً أو مفلساً. ب- استيفاء شر
- Article 42
The article states who may request the opening of financial reorganization and its three cases, and bars the request if the debtor underwent this procedure in the previous 12 months.
1- دون الإخلال بأحكام الأنظمة ذات العلاقة، للمدين أو الدائن أو الجهة المختصة التقدم إلى المحكمة بطلب افتتاح إجراء إعادة التنظيم المالي للمدين في أي من الحالات ا
- Article 43
A request to open the financial reorganization procedure is filed with the court after submission, accompanied by the relevant information and documents as the Implementing Regulations specify.
يقيد طلب افتتاح إجراء إعادة التنظيم المالي لدى المحكمة بعد تقديمه مرافقاً له المعلومات والوثائق ذات العلاقة، وفقاً لما تحدده اللائحة.
- Article 44
If someone other than the debtor submits a financial reorganization request, the court notifies the debtor within 5 days, and the debtor may object at the hearing in three cases.
إذا تقدم غير المدين بطلب افتتاح إجراء إعادة التنظيم المالي، فعلى المحكمة تبليغ المدين به خلال مدة لا تزيد على (خمسة) أيام من تاريخ تقديمه، وللمدين الاعتراض على
- Article 45
The debtor, owner, manager, officer, board member and auditor are exempted from the Companies Law provisions on a company's losses reaching a specified percentage, as the Implementing Regulations specify.
يعفى المدين أو المالك أو المدير أو المسؤول أو عضو مجلس الإدارة أو مراجع الحسابات من تطبيق أحكام نظام الشركات فيما يخص بلوغ خسائر الشركة نسبة محددة في ذلك النظام
- Article 46Amended by M/89
Filing a financial reorganization request or opening the procedure stays claims for 180 days, extendable by up to 180 days, with cases for an early end.
1- يترتب على قيد طلب افتتاح إجراء إعادة التنظيم المالي أو افتتاحه، تعليق المطالبات لمدة (مائة وثمانين) يوماً، وللمحكمة من تلقاء نفسها، أو بناءً على طلب الأمين أ
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

