Article 51 of the Saudi Social Insurance Law
المادة 51 من نظام التأمينات الاجتماعية · الباب الخامس: الأحكام المشتركة
The article allows the Institution to stop daily allowances, benefits and the non-occupational disability pension if the subscriber, without a legitimate excuse, refuses treatment, examinations or medical instructions.
Official text (Arabic)
This article has not been amended since the law was issued.
يجوز للمؤسسة وقف البدلات اليومية والعائدات ومعاش العجز غير المهني إذا ثبت رفض المشترك -دون عذر مشروع ووفق ما تحدده اللائحة- الخضوع للعـلاج أو الفحوص الطبية اللازمة أو التقيد بالتعليمات الطبية التي تتطلبها حالته الصحية.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 51 explained in plain English
This article ties the continuation of certain compensation to the subscriber's cooperation in their treatment. It allows the Institution to stop:
- Daily allowances.
- Benefits.
- The non-occupational disability pension.
When may it be stopped? If it is established that the subscriber refused, without a legitimate excuse and as the Regulations specify, any of the following:
- Undergoing the necessary treatment.
- Undergoing the necessary medical examinations.
- Complying with the medical instructions that the subscriber's health condition requires.
Important notes:
- The provision is discretionary ("may"), so stopping is not automatic merely because of refusal.
- The refusal must be established and must be without a legitimate excuse; someone with a legitimate excuse is not covered by the provision. The Regulations specify what relates to this.
The purpose of this provision is that the compensation mentioned is tied to a health condition that the subscriber is expected to seek to treat or improve, so it should not continue to be paid to someone who refuses the required treatment or examination without justification. Medical examinations are also the means by which the Institution verifies the continuation and degree of the disability.
This is linked to Article 50, which makes establishing disability and determining its duration the job of the medical committees. Someone whose compensation was stopped and who believes they have a legitimate excuse can consult a lawyer specialized in social insurance matters.
Practical example
A worker in Dammam receives a daily allowance after a knee injury, and was asked to attend physiotherapy sessions, but he missed them without any excuse. In this case the Institution may stop paying him the daily allowance. If his absence were due to a legitimate excuse, this provision would not apply to him.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Active contributorFrequently asked questions about Article 51 of the Saudi Social Insurance Law
Can social insurance stop the daily allowance if I refuse treatment?
Yes, it may do so if it is established that you refused treatment, examinations or medical instructions without a legitimate excuse.
Which compensation can be stopped because of refusing treatment?
Daily allowances, benefits and the non-occupational disability pension.
Will compensation be stopped if I have an excuse for not attending the examination?
The article requires that the refusal be without a legitimate excuse, and the Regulations specify the provisions relating to this.
More articles on Combining Pensions and Compensation
- Article 21
The article sets when a subscriber is considered to have a non-occupational disability, makes the disability pension temporary subject to periodic examinations, and makes it final on reaching the statutory age of entitlement.
1- يعد المشترك مصاباً بعجز غير مهني وفق أحكام المادتين (التاسعة عشرة) و(العشرين) من النظام إذا توافرت لديه الشروط الآتية: أ- ذا استحال عليه -بسبب حالته الصحية ا
- Article 36
The article explains how the average wage for the occupational disability benefit is calculated, its temporary nature during five years of periodic exams, a 50% increase for those who need another person's help, and combining it with a wage.
1- يحسب متوسط الأجر أو الراتب الشهري المنصوص عليه في الفقرة (1) من المادة (الخامسة والثلاثين) من النظام بأخذ ثلث مجموع الأجور أو الرواتب الخاضعة للاشتراك خلال ا
- Article 50
The article gives the primary medical committees the power to establish disability and determine the type and duration of the injury, with a right to object before the appeal committees within 30 days of notification.
1- يكون إثبات العجز المهني والعجز غير المهني وتحديد نوع الإصابة أو المرض فيما إذا كان مهنياً أو غير مهني، وتحديد المدة المقدرة للعجز؛ من قبل اللجان الطبية الابت
- Article 52
The article treats a missing or absent person as deceased for the compensation of their family, and governs what happens if the person is found alive, depending on whether the person was a pension or benefit holder.
1- يعامل المفقود أو الغائب فيما يتعلق بالتعويضات المستحقة لأفراد عائلته معاملة من ثبتت وفاته. 2- إذا تبينت حياة المفقود أو الغائب فإنه يوقف صرف المعاش أو العائد
- Article 53
The article sets a general rule that compensation starts from the first of the month following the month conditions are met, and stops at the end of the month in which the event ending the right occurs.
1- مع مراعاة الفقرة (6) من المادة (السادسة والثلاثين) والفقرة (2) من المادة (الثانية والأربعين) من النظام، يبدأ الحق في صرف التعويضات اعتباراً من اليوم الأول في
- Article 54
The article sets one year for accepting claims for daily injury allowances and transport and accommodation allowances, and five years for other compensation, unless there is an excuse the Institution accepts.
لا تقبل المطالبة بالبدلات اليومية للإصابة، وبدلات الانتقال والإقامة التي مضى على استحقاقها سنة واحدة، ولا تقبل المطالبة بالتعويضات الأخرى التي مضى على استحقاقها
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

