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حوّلت مبلغًا بالخطأ لحساب شخص لا أعرفه ورفض إرجاعه، فما الإجراء النظامي لاسترداده؟

Asked by: سؤال شائعBanking & Finance Disputes 3

This question is currently available in Arabic only. An English translation is on the way.

أخطأت في رقم الآيبان وحوّلت 15 ألف ريال لشخص آخر. البنك قال إنه لا يستطيع سحب المبلغ دون موافقة المستفيد، والمستفيد لا يرد. هل يُعد احتفاظه بالمبلغ جريمة؟ وهل أرفع دعوى أم أقدم بلاغًا؟

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