Article 17 of the Saudi Housing Support Regulation
المادة 17 من تنظيم الدعم السكني · الفصل الرابع: القسط المالي
The article allows the heirs of a beneficiary who dies before the financial installments are paid to continue benefiting from the housing support, provided they bear all his obligations.
Official text (Arabic)
This article has not been amended since the law was issued.
إذا توفي المستفيد قبل استيفاء الأقساط المالية، جاز لورثته استكمال الاستفادة من الدعم السكني، على أن يتحملوا التزاماته كلها.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 17 explained in plain English
This article deals with the case of the beneficiary's death after he has obtained housing support and before the financial installments are paid:
- His heirs may continue to benefit from the housing support.
- Provided that they bear all his obligations, including paying the remaining installments and the other obligations the Regulation and the support contract impose.
The text does not provide that the installments lapse on death, but gives the heirs the option of continuing in return for bearing all the obligations. The article is worded as a permission («may»), so it allows continuing and does not require it.
The article speaks of the beneficiary, meaning one who has actually obtained the support, and gives the right to the heirs. It is linked to Article 16, since heirs who choose to continue bear the beneficiary's obligations, including regular payment of the installments.
The article is also linked to Article 18, which does not transfer ownership of the unit or land until the installments are paid in full. Because matters concerning heirs and dividing obligations among them can be delicate, it is advisable to consult a lawyer who specializes in real estate or personal status cases.
Practical example
Khalid died five years after obtaining a subsidized housing unit, with installments still outstanding. His heirs may continue to benefit from the unit provided they bear all his obligations, including the remaining installments.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Dr. Ali Al-Rubaie Law Office and Ittihad Al-Asr Legal Company
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Frequently asked questions about Article 17 of the Saudi Housing Support Regulation
Do housing support installments lapse on the beneficiary's death?
The Regulation does not provide that they lapse, but allows the heirs to continue benefiting provided they bear all the beneficiary's obligations.
What must the heirs bear if they continue to benefit?
All the beneficiary's obligations.
More articles on Housing Support Installments and Collection
- Article 14
The article provides that the housing support installment is collected by the mechanism the Implementing Regulations set, without contravening the laws and instructions in force, especially the set deduction percentages.
1- يستوفى القسط المالي للدعم السكني وفقًا للآلية التي تحددها اللائحة، وبما لا يخالف الأنظمة والتعليمات المعمول بها، وبخاصة ما يتصل بالنسب المحددة للاستقطاع.
- Article 15
The article provides that the total of the housing support financial installments is determined on the basis of location and area, and the Implementing Regulations set the related provisions.
يحدد إجمالي الأقساط المالية للدعم السكني بناءً على الموقع والمساحة، وتحدد اللائحة الأحكام الخاصة بذلك.
- Article 16
The article provides that if the beneficiary does not pay six monthly installments, consecutive or not, or the annual installment within six months of its falling due, the Ministry collects the arrears as a debt due to the State.
إذا لم يسدد المستفيد ستة أقساط شهرية متتالية أو متفرقة، أو لم يسدد القسط السنوي خلال مدة ستة أشهر من تاريخ استحقاقه، تتخذ الوزارة الإجراءات النظامية اللازمة لتح
- Article 19
The article allows the Ministry, as an exception to Article 18, to create programs to provide housing support with other sectors and programs to speed up installment payment and transfer ownership early.
استثناءً من حكم المادة (الثامنة عشرة) من هذا التنظيم، للوزارة إحداث ما يلي: 1 - برامج توفير الدعم السكني بالتنسيق مع جهات القطاع العام أو الخاص أو الأهلي، وما ق
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.