Article 16 of the Saudi Housing Support Regulation
المادة 16 من تنظيم الدعم السكني · الفصل الرابع: القسط المالي
The article provides that if the beneficiary does not pay six monthly installments, consecutive or not, or the annual installment within six months of its falling due, the Ministry collects the arrears as a debt due to the State.
Official text (Arabic)
This article has not been amended since the law was issued.
إذا لم يسدد المستفيد ستة أقساط شهرية متتالية أو متفرقة، أو لم يسدد القسط السنوي خلال مدة ستة أشهر من تاريخ استحقاقه، تتخذ الوزارة الإجراءات النظامية اللازمة لتحصيل الأقساط المتأخرة باعتبارها ديناً مستحقاً للدولة بما لا يخالف الأحكام الواردة في نظام إيرادات الدولة.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 16 explained in plain English
This article deals with late payment of housing support installments and sets when the Ministry steps in to collect them:
- If the beneficiary does not pay six monthly installments, whether consecutive or not.
- Or if he does not pay the annual installment within six months of its falling due.
In that case the Ministry takes the statutory steps needed to collect the overdue installments as a debt due to the State, without contravening the provisions of the State Revenues Law. The article does not detail these steps but refers, within its limits, to the State Revenues Law.
Note that non-consecutive installments are counted too, so someone who is late on six installments at spaced intervals falls within the article just like someone who is late on six consecutive ones.
A beneficiary who faces circumstances that prevent him from paying would do well to keep track of his installments and not let them accumulate, because reaching six unpaid installments, even at spaced intervals, is enough to apply the article. Anyone facing collection steps who wants to know his position can consult a lawyer who specializes in enforcement or administrative cases.
Practical example
Ahmed was late paying the housing support installment in January, then in March, and then in four later non-consecutive months, so he has six unpaid installments. The Ministry is entitled to take the statutory steps to collect the arrears as a debt due to the State.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Lawyers who handle this kind of case
Dr. Ali Al-Rubaie Law Office and Ittihad Al-Asr Legal Company
Mohammed bin Saleh Al-Qarawi Law and Notary Office, Riyadh
Frequently asked questions about Article 16 of the Saudi Housing Support Regulation
When does the Ministry start collecting overdue housing support installments?
If the beneficiary does not pay six monthly installments, consecutive or not, or does not pay the annual installment within six months of its falling due.
Are non-consecutive late installments counted?
Yes. The text covers six monthly installments, consecutive or not.
What is the legal status of the overdue installments?
They are collected as a debt due to the State, without contravening the State Revenues Law.
More articles on Housing Support Installments and Collection
- Article 14
The article provides that the housing support installment is collected by the mechanism the Implementing Regulations set, without contravening the laws and instructions in force, especially the set deduction percentages.
1- يستوفى القسط المالي للدعم السكني وفقًا للآلية التي تحددها اللائحة، وبما لا يخالف الأنظمة والتعليمات المعمول بها، وبخاصة ما يتصل بالنسب المحددة للاستقطاع.
- Article 15
The article provides that the total of the housing support financial installments is determined on the basis of location and area, and the Implementing Regulations set the related provisions.
يحدد إجمالي الأقساط المالية للدعم السكني بناءً على الموقع والمساحة، وتحدد اللائحة الأحكام الخاصة بذلك.
- Article 17
The article allows the heirs of a beneficiary who dies before the financial installments are paid to continue benefiting from the housing support, provided they bear all his obligations.
إذا توفي المستفيد قبل استيفاء الأقساط المالية، جاز لورثته استكمال الاستفادة من الدعم السكني، على أن يتحملوا التزاماته كلها.
- Article 19
The article allows the Ministry, as an exception to Article 18, to create programs to provide housing support with other sectors and programs to speed up installment payment and transfer ownership early.
استثناءً من حكم المادة (الثامنة عشرة) من هذا التنظيم، للوزارة إحداث ما يلي: 1 - برامج توفير الدعم السكني بالتنسيق مع جهات القطاع العام أو الخاص أو الأهلي، وما ق
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.