Article 15 of the Saudi Housing Support Regulation
المادة 15 من تنظيم الدعم السكني · الفصل الرابع: القسط المالي
The article provides that the total of the housing support financial installments is determined on the basis of location and area, and the Implementing Regulations set the related provisions.
Official text after amendments (Arabic)
Compiled from the original text and every officially published amendment; the amendments are shown in full below for comparison.
يحدد إجمالي الأقساط المالية للدعم السكني بناءً على الموقع والمساحة، وتحدد اللائحة الأحكام الخاصة بذلك.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 15 explained in plain English
This article states the basis on which the total of the financial installments the housing support beneficiary owes is calculated, which has two factors:
- Location: the place of the housing unit or the land.
- Area: the size of the unit or the land.
The installments of all beneficiaries are therefore not necessarily equal, but differ according to the location and area of the support they received. Even so, the Regulation did not set any figures or a formula for the calculation, but provided that the Implementing Regulations set the provisions on this.
This wording was introduced by an amendment under Council of Ministers Resolution No. (74) dated 30/1/1438 AH, and the text shown is the text in force.
This article complements Article 14, which regulates the method of collecting the installment and respecting the deduction percentages: Article 15 sets «how much» the beneficiary pays in total, and Article 14 sets «how» it is collected. Article 16 is linked to both, under which the Ministry takes the statutory steps to collect overdue installments as a debt due to the State if the beneficiary does not pay six monthly installments or the annual installment within six months of its falling due.
Practical example
Two beneficiaries obtained two housing units, one of them larger in area and in a different location. The total installments of each may differ because the article makes location and area the basis for fixing them, as the Implementing Regulations detail.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 15 of the Saudi Housing Support Regulation
On what basis are housing support installments fixed?
The total of the installments is determined on the basis of location and area, and the Implementing Regulations set the related provisions.
Are all beneficiaries' installments equal?
Not necessarily, because they are determined by the location and area of the support.
Amendment history
Amendment
Official amendment text (Arabic)
تم تعديل هذه المادة بموجب قرار مجلس الوزراء رقم (74) وتاريخ: 30/ 1/ 1438هـ، لتكون بالنص الآتي:
" يحدد إجمالي الأقساط المالية للدعم السكني بناءً على الموقع والمساحة، وتحدد اللائحة الأحكام الخاصة بذلك".
Original text before the amendments (Arabic)
يحدد إجمالي الأقساط المالية للوحدات السكنية والأراضي السكنية بناءً على الموقع والمساحة.
More articles on Housing Support Installments and Collection
- Article 14
The article provides that the housing support installment is collected by the mechanism the Implementing Regulations set, without contravening the laws and instructions in force, especially the set deduction percentages.
1- يستوفى القسط المالي للدعم السكني وفقًا للآلية التي تحددها اللائحة، وبما لا يخالف الأنظمة والتعليمات المعمول بها، وبخاصة ما يتصل بالنسب المحددة للاستقطاع.
- Article 16
The article provides that if the beneficiary does not pay six monthly installments, consecutive or not, or the annual installment within six months of its falling due, the Ministry collects the arrears as a debt due to the State.
إذا لم يسدد المستفيد ستة أقساط شهرية متتالية أو متفرقة، أو لم يسدد القسط السنوي خلال مدة ستة أشهر من تاريخ استحقاقه، تتخذ الوزارة الإجراءات النظامية اللازمة لتح
- Article 17
The article allows the heirs of a beneficiary who dies before the financial installments are paid to continue benefiting from the housing support, provided they bear all his obligations.
إذا توفي المستفيد قبل استيفاء الأقساط المالية، جاز لورثته استكمال الاستفادة من الدعم السكني، على أن يتحملوا التزاماته كلها.
- Article 19
The article allows the Ministry, as an exception to Article 18, to create programs to provide housing support with other sectors and programs to speed up installment payment and transfer ownership early.
استثناءً من حكم المادة (الثامنة عشرة) من هذا التنظيم، للوزارة إحداث ما يلي: 1 - برامج توفير الدعم السكني بالتنسيق مع جهات القطاع العام أو الخاص أو الأهلي، وما ق
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

