Article 8 of the Saudi GCC Insurance Protection Extension Law
المادة 8 من النظام الموحد لمد الحماية التأمينية لمواطني دول مجلس التعاون لدول الخليج العربية العاملين في غير دولهم في أي دولة عضو في المجلس · الباب الثاني: إجراءات التسجيل
The article provides that the employee or worker subject to the Law is insured with the competent insurance body according to the procedures and forms of the retirement or insurance law of his home state.
Official text (Arabic)
This article has not been amended since the law was issued.
يتم التأمين على الموظف / العامل المخاطب بأحكام هذا النظام لدى جهة التأمين المختصة - أجهزة التقاعد المدني أو التأمينات الاجتماعية - طبقا للإجراءات والنماذج المعتمدة في قانون / نظام التقاعد المدني / التأمينات الاجتماعية في الدولة موطن الموظف / العامل .
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 8 explained in plain English
This article sets out how a GCC national is registered for insurance.
Where? With the competent insurance body, that is, the civil retirement or social insurance bodies.
According to which procedures? According to the procedures and forms adopted in the civil retirement or social insurance law or system of the home state of the employee or worker.
This extends the basic rule of the Law that the law of the home state governs the insurance protection of a GCC national working in another state.
Who is covered? The employee or worker "addressed by the provisions of this Law", that is, whoever meets the conditions for being subject to it. According to the definitions in Article 1:
- The employee: a person who works in the state's administrative apparatus or in public bodies subject to the civil service law of the state of the workplace.
- The worker: a person who works for a natural or legal-person employer for pay and is subject to the labor law in force.
In practical terms, the forms used for registration are those of the home state, not those of the state of the workplace. This is consistent with Article 7, which requires the body of the state of the workplace to provide employers with the insurance forms used to apply the Law.
This article does not specify who carries out the registration or its deadline; Article 9 deals with the employer's obligations in this regard.
To apply this to a specific case, it is advisable to consult a lawyer who specializes in social insurance and retirement laws.
Practical example
An Emirati woman is hired by a government body in Riyadh. She is insured with the competent insurance body under the procedures and forms adopted in the retirement law of the United Arab Emirates, her home state.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 8 of the Saudi GCC Insurance Protection Extension Law
Under which system is a GCC employee registered for insurance?
According to the procedures and forms adopted in the civil retirement or social insurance law of his home state.
With which body is the insurance taken out?
With the competent insurance body, that is, the civil retirement or social insurance bodies.
More articles on Employee Registration and Employer Duties
- Article 9
The employer in the state of the workplace must insure the GCC employee and submit completed insurance forms to the workplace state's body, which notifies the home state's body according to the agreed rules.
يلتزم صاحب العمل في الدولة مقر العمل بالتأمين على الموظف / العامل وموافاة أجهزة التقاعد المدني / التأمينات الاجتماعية في الدولة مقر العمل بنماذج التأمين الخاصة
- Article 15
Subject to Article 19, the employer must notify the workplace state's body of the end of service of an employee covered by the Law, on time and on the prescribed form, so that it notifies the home state's body.
مع مراعاة أحكام المادة (19) من هذا النظام يلتزم صاحب العمل بإخطار جهاز التقاعد المدني / التأمينات الاجتماعية في الدولة مقر العمل بانتهاء خدمة أي موظف / عامل لدي
- Article 16
The employer notifies the workplace state's body of an employee's disability, sickness or death; that body completes the medical reports and sends them to the home state's body for its committees, ahead of settling entitlements.
في حالة عجز أو مرض أو وفاة الموظف / العامل يلتزم صاحب العمل بإخطار جهاز التقاعد المدني / التأمينات الاجتماعية في الدولة مقر العمل بذلك، والتي يقع عليها عبء استك
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.