Article 10 bis of the Saudi Military Retirement Law

This article regulates attachment of the pension or award, and it has two paragraphs:

Paragraph (a): attachment in favor of creditors

• If the attachment relates to Government debts, it is made by order of the Prime Minister.
• If it relates to debts other than Government debts, it is made by court judgment.
• The attachment percentage may not exceed 25%.
• In all cases maintenance debt takes priority over other debts, without being bound by this percentage.

Paragraph (b): the rights of the General Organization for Retirement

• The General Organization for Retirement has priority over all creditors in collecting its rights, except maintenance debt.
• Its rights are deducted directly from the retirement entitlements.
• Provided that the deduction percentage does not exceed 25%.

The article thus protects the pensioner with a maximum limit on attachment and deduction, and excepts maintenance debt from this limit because of its importance in supporting the family.

This article was added by Royal Decree No. (M/30) dated 1/6/1425 AH. It follows Article 10, which provides that the pension is settled and the award granted on the basis of the last salary the military person was receiving.

The article does not explain how the limit is calculated if an attachment for a creditor and a deduction for the Organization occur at the same time. Anyone subject to an attachment on his pension who wants to assess his position would be best advised to consult a lawyer specializing in enforcement cases or administrative cases.