Article 20 of the Saudi Housing Support Regulation
المادة 20 من تنظيم الدعم السكني · الفصل الرابع: القسط المالي
The article provides for recovering the residential land and unit in cases the Implementing Regulations set, without prejudice to Article 16, with controls on returning installments after deducting compensation for prior use.
Official text (Arabic)
This article has not been amended since the law was issued.
مع عدم الإخلال بما ورد في المادة (السادسة عشرة) من هذا التنظيم،تُسترد الأرض السكنية والوحدة السكنية في الحالات التي تحددها اللائحة، وتتخذ الجهات المعنية الإجراءات اللازمة لتنفيذ ذلك.
وتحدد اللائحة الضوابط الخاصة بإعادة الأقساط المالية (أو جزء منها) التي قامت الوزارة بتحصيلها للمستفيد، وذلك بعد أن تستقطع الوزارة منه عوض الانتفاع السابق وفق ما تحدده اللائحة.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 20 explained in plain English
This article deals with recovering housing support from the beneficiary and the consequent return of installments:
- Recovery: the residential land and unit are recovered in the cases the Implementing Regulations set, and the bodies concerned take the steps needed to carry this out. The article itself does not list these cases.
- Without prejudice to Article 16: that is, the provision on recovery does not cancel the Ministry's right to collect overdue installments as a debt due to the State where six monthly installments are not paid or the annual installment is six months late.
- Returning installments: the Implementing Regulations set controls on returning the financial installments, or part of them, that the Ministry has collected from the beneficiary, after the Ministry deducts compensation for prior use as the Implementing Regulations determine.
The practical meaning is that a beneficiary from whom the home is recovered does not necessarily lose everything he paid, but he does not automatically get it all back; an amount is deducted for his use of the home during the earlier period, and the details are in the Implementing Regulations. Anyone against whom a recovery decision has been issued would do well to consult a lawyer who specializes in real estate or administrative cases.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 20 of the Saudi Housing Support Regulation
When does the Ministry recover the housing unit?
In the cases the Implementing Regulations set, without prejudice to the provision of Article 16.
Are the installments returned if the home is recovered?
The Implementing Regulations set controls on returning the installments or part of them, after deducting compensation for prior use.
What is meant by compensation for use?
It is the consideration for the beneficiary's use of the home in the prior period, which the Ministry deducts before returning installments as the Implementing Regulations determine.
Articles this article refers to
More articles on Ownership of and Dealing in Supported Housing
- Article 18
The article governs transfer of ownership of the subsidized unit and land, limits use to private residence, bars disposal before five years and full payment, makes violating disposals void, and allows the Ministry to take guarantees.
1 - لا تنتقل ملكية الوحدة السكنية إلى المستفيد إلا بعد سداد الأقساط المالية كاملة، ويلتزم المستفيد خلال مدة الاستيفاء بالمحافظة عليها وصيانتها. 2 - لا تنتقل ملك
- Article 19
The article allows the Ministry, as an exception to Article 18, to create programs to provide housing support with other sectors and programs to speed up installment payment and transfer ownership early.
استثناءً من حكم المادة (الثامنة عشرة) من هذا التنظيم، للوزارة إحداث ما يلي: 1 - برامج توفير الدعم السكني بالتنسيق مع جهات القطاع العام أو الخاص أو الأهلي، وما ق
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.