Article 3 of the Saudi GCC Insurance Protection Extension Law
المادة 3 من النظام الموحد لمد الحماية التأمينية لمواطني دول مجلس التعاون لدول الخليج العربية العاملين في غير دولهم في أي دولة عضو في المجلس · الباب الأول: التعاريف والأحكام العامة ونطاق التطبيق
The article entrusts the application of the Unified Law Extending Insurance Protection to the civil retirement and social insurance bodies in the GCC states.
Official text (Arabic)
This article has not been amended since the law was issued.
يعهد إلى أجهزة التقاعد المدني / التأمينات الاجتماعية في دول المجلس تطبيق هذا النظام .
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 3 explained in plain English
This article identifies the bodies responsible for applying the Law.
The rule: the civil retirement and social insurance bodies in the GCC states are entrusted with applying this Law.
Who are these bodies? Under the definition in Article 1, they are the relevant bodies in the GCC states responsible for applying the civil retirement or social insurance laws or systems. The article does not create a new GCC-level body; it relies on the existing bodies in each state.
Why bodies from several states? Because applying the Law requires cooperation between at least two bodies for each insured person:
- The body of the home state, whose law applies to the national under Article 2.
- The body of the state of the workplace, where the national works and where the employer is located.
This article does not set out how tasks are divided between the two bodies; it merely entrusts application to these bodies. Article 4 begins by setting out the conditions for the Law to apply compulsorily to GCC nationals.
To apply this to a specific case, it is advisable to consult a lawyer who specializes in social insurance and retirement laws.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 3 of the Saudi GCC Insurance Protection Extension Law
Who is responsible for applying the Law Extending Insurance Protection?
The civil retirement and social insurance bodies in the GCC states.
Does the Law create a single GCC body to apply it?
No. It entrusts application to the existing relevant bodies in the GCC states.
More articles on Definitions and Scope of Extended Insurance Protection
- Article 1
The article defines the terms of the Unified Law Extending Insurance Protection, including the state of the workplace, the home state, GCC nationals, retirement and insurance bodies, the civil servant, the worker and the employer.
في تطبيق أحكام هذا النظام يقصد بالكلمات والعبارات التالية مايلي : 1 - النظام : النظام الموحد لمد الحماية التأمينية لمواطني دول مجلس التعاون لدول الخليج العربية
- Article 2
The article provides that the civil retirement and social insurance laws in force in each GCC state apply to its nationals working in the other GCC states.
تطبيقا لأحكام هذا النظام ، تسري قوانين / نظم التقاعد المدني / التأمينات الاجتماعية السارية في دول المجلس على مواطنيها العاملين في دول المجلس الأخرى .
- Article 19
The article applies all the provisions of the home state's retirement or insurance law to the employee or worker on matters with no specific provision in the Law, to the extent they do not conflict with it.
تسري على الموظف / العامل كافة الأحكام الواردة في قانون / نظام التقاعد المدني / التأمينات الاجتماعية في الدولة موطن الموظف / العامل ، وذلك فيما لم يرد بشأنه نص خ
- Article 21
The article provides that the Law does not affect any rights or benefits guaranteed by the laws of the state of the workplace to employees or workers, unless those laws provide otherwise.
لا يمس هذا النظام أية حقوق أو مزايا تكفلها القوانين / الأنظمة السارية في الدولة مقر العمل للموظفين / للعمال، ما لم تنص تلك القوانين / الأنظمة على خلاف ذلك .
- Article 23
The article obliges the member states to work on issuing the legislation needed to apply the Law so that its provisions take effect from 1 January 2006.
على الدول الأعضاء بالمجلس العمل على إصدار التشريعات اللازمة لتطبيق هذا النظام بما يكفل سريان أحكامه اعتبارا من الأول من يناير 2006م .
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.