Article 90 of the Saudi Commercial Court Law
المادة 90 من النظام التجاري نظام المحكمة التجارية · الفصل السابع: في تحويل السفاتج المعبر عنه بالجيرو
The article provides that where a bill holder claims against all the endorsers and the drawer together, they have, in relation to each of them, the time limit set out in Article 89.
Official text (Arabic)
This article has not been amended since the law was issued.
إذا طلب حامل السفتجة جميع المحيلين والساحب معا، كان له بالنسبة لكل واحد منهم الميعاد المبين في المادة السابقة .
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 90 explained in plain English
This article deals with the case of collective recourse: the holder of a bill claims against all the endorsers and the drawer together.
The rule: they have, in relation to each of them, the time limit set out in the preceding article, that is, Article 89.
Article 89 set time limits for claiming against drawers and endorsers on bills drawn from the Hejaz Kingdom, as the text puts it, and payable abroad: three months for the countries of the Arabian Peninsula, Egypt, Turkey and the coasts of the Red Sea, six months for the coasts of the Mediterranean and British India, and a full year for any others.
The meaning of this article is that claiming against everyone at one time does not change or shorten the time limit; rather the holder keeps, in relation to each of them, the same time limit set in Article 89. It cannot be argued against the holder that a collective claim is subject to one shorter time limit.
Article 91 follows, giving each endorser the right to claim against whomever he has recourse to, individually or together, within the same time limits, with the time limits starting, for each of them, from the date suit is brought against him.
If you intend to have recourse against several of those liable on an international bill, consult a lawyer who specializes in commercial paper to calculate the time limits accurately.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 90 of the Saudi Commercial Court Law
What is the time limit if I claim against all the endorsers and the drawer together?
The holder has, in relation to each of them, the time limit set out in Article 89.
Does a collective claim shorten the time limit?
No. The text preserves for the holder the same time limit in relation to each of them.
Articles this article refers to
More articles on Endorsement, Payment and Recourse on the Draft
- Article 51
The article makes the drawer of a bill of exchange and the endorsers who transferred it jointly liable for its acceptance and for payment on time, and jointly bound to pay its holder.
صاحب السفتجة والمحيلون المتناقلون لها مسئولون على وجه التضامن عن القبول والدفع في ميعاده وملزمون لحاملها بالوفاء على وجه التضامن
- Article 57
The article provides that the intervener is not bound to pay the bill's value on the due date except after notice of non-payment has been given within the set time.
لا يجب على المتوسط المذكور دفع قيمة السفتجة في ميعاد استحقاق الدفع إلا بعد عمل الإخطار بعدم الدفع في الميعاد المحدود .
- Article 60
The article provides that ownership of bills of exchange passes from one person to another by transferring them by endorsement on them.
تنتقل ملكية السفاتج من واحد لآخر بتحويلها شرحا عليها .
- Article 61
The article sets the particulars of a bill's transfer: the date, a statement that value has been received, the name and surname of the person to whose order it passes, and the endorser's signature or seal.
يؤرخ تحويل السفتجة ويذكر فيها أن قيمتها وصلت ويبين فيها اسم وشهرة من انتقلت تحت إذنه ويضع المحيل إمضاءه أو ختمه .
- Article 62
The article provides that a transfer of a bill of exchange that does not meet the conditions of Article 61 does not pass ownership but counts as an ordinary authorization to collect its value.
إذا لم يستوف تحويل السفتجة شرائطه المبينة في المادة السابقة فلا يوجب انتقال الملك بل يعد توكيلا اعتياديا في قبض قيمتها .
- Article 63
The article prohibits putting dates in transfers ahead of their true date, and treats that as forgery if it occurs.
تقديم التواريخ في التحاويل عن تاريخها الحقيقي ممنوع وإن حصل يعد ذلك تزويرا .
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.