Article 6 of the Saudi GCC Insurance Protection Extension Law
المادة 6 من النظام الموحد لمد الحماية التأمينية لمواطني دول مجلس التعاون لدول الخليج العربية العاملين في غير دولهم في أي دولة عضو في المجلس · الباب الأول: التعاريف والأحكام العامة ونطاق التطبيق
The article obliges the retirement and insurance bodies of the home state to prepare and circulate a guide to their rules and contribution rates, send the other bodies their insurance forms, open a bank account in the state of the workplace, and designate a follow-up unit.
Official text (Arabic)
This article has not been amended since the law was issued.
تلتزم أجهزة التقاعد المدني / التأمينات الاجتماعية في دولة موطن الموظف / العامل بما يلي :
1 - إعداد دليل بشأن التعريف بأحكام النظام / القانون المعمول به لديها متضمنا نسب الاشتراكات الواجبة السداد والإجراءات الواجب اتخاذها للتأمين على الموظف / العامل طبقا لقانون / لنظام الدولة موطن الموظف / العامل وتعميمه على أجهزة التقاعد المدني / التأمينات الاجتماعية في دول المجلس .
2 - موافاة أجهزة التقاعد المدني / التأمينات الاجتماعية في دول المجلس بنماذج التأمين المستخدمة لديها ، لغايات تطبيق هذا النظام .
3 - فتح حساب مصرفي في الدولة مقر العمل لغرض تمكين أصحاب العمل و أجهزة التقاعد المدني / التأمينات الاجتماعية من إيداع المبالغ المستحقة لها تطبيقا لهذا النظام .
4 - تحديد الجهة أو الوحدة الإدارية المنوط بها متابعة تطبيق مقتضيات هذا النظام مع الجهات أو الوحدات الإدارية في أجهزة التقاعد المدني / التأمينات الاجتماعية في دول المجلس .
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 6 explained in plain English
This article sets out the obligations of the retirement or insurance body in the home state, that is, the state whose nationality the national holds, as defined in Article 1.
The four obligations:
- Preparing a guide introducing the provisions of its system, including the contribution rates payable and the procedures required to insure the employee or worker, and circulating it to the retirement and insurance bodies in the GCC states.
- Providing the bodies of the GCC states with the insurance forms it uses to apply the Law.
- Opening a bank account in the state of the workplace, to enable employers and retirement and insurance bodies to deposit the amounts due to it.
- Designating the body or administrative unit responsible for following up the application of the Law with its counterparts in the GCC states.
The idea is that an employer in the state of the workplace needs to know the rules of another state in order to apply them to its GCC employee; so the home state's body provides the guide and forms, and opens an account in the employer's own country to make deposits easier.
In practical terms, the employer does not need to transfer contributions out of the state in which it operates, because the home state's body is obliged to open a bank account in the state of the workplace. Article 7 deals with the corresponding obligations of the body of the state of the workplace.
To apply this to a specific case, it is advisable to consult a lawyer who specializes in social insurance and retirement laws.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 6 of the Saudi GCC Insurance Protection Extension Law
What are the obligations of the home state's insurance body toward a GCC worker abroad?
To prepare and circulate a guide to its rules and contribution rates, send the other bodies its insurance forms, open a bank account in the state of the workplace, and designate a follow-up unit.
Where does the employer deposit the GCC employee's contributions?
Into the bank account that the home state's body opens in the state of the workplace for this purpose.
More articles on Duties of the Retirement and Insurance Bodies
- Article 3
The article entrusts the application of the Unified Law Extending Insurance Protection to the civil retirement and social insurance bodies in the GCC states.
يعهد إلى أجهزة التقاعد المدني / التأمينات الاجتماعية في دول المجلس تطبيق هذا النظام .
- Article 7
The article obliges the retirement and insurance bodies of the state of the workplace to take measures to make employers apply the Law, raise their awareness, give them the home state's guide and forms, and designate a follow-up unit.
تلتزم أجهزة التقاعد المدني / التأمينات الاجتماعية في الدولة مقر العمل بما يلي : 1 - اتخاذ الإجراءات الكفيلة بإلزام أصحاب العمل بتطبيق أحكام هذا النظام . 2 - اتخ
- Article 10
The article requires the retirement or insurance bodies of the state of the workplace to keep special records and statistics on the GCC nationals working there, based on data received from employers.
تحتفظ أجهزة التقاعد المدني / التأمينات الاجتماعية في الدولة مقر العمل بسجلات خاصة وإحصائيات عن مواطني دول المجلس العاملين فيها، وذلك في ضوء البيانات التي ترد إل
- Article 20
The article provides that applying the Law creates no financial obligations on the workplace state's retirement or insurance body toward the employee, worker, beneficiaries or employer.
لا يترتب على تطبيق هذا النظام أية التزامات مالية على جهاز التقاعد المدني / التأمينات الاجتماعية في الدولة مقر العمل قبل الموظف / العامل أو المستحقين أو صاحب الع
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.