Article 22 of the Saudi GCC Insurance Protection Extension Law
المادة 22 من النظام الموحد لمد الحماية التأمينية لمواطني دول مجلس التعاون لدول الخليج العربية العاملين في غير دولهم في أي دولة عضو في المجلس · الباب الخامس: أحكام ختامية
The article applies the same penalties provided in the workplace state's retirement or insurance law to employers and to employees or workers subject to the Law when they violate its provisions.
Official text (Arabic)
This article has not been amended since the law was issued.
تسري بشأن أصحاب العمل والموظفين / العمال الخاضعين لأحكام هذا النظام في حالة مخالفتهم لأحكامه، ذات العقوبات الواردة في قانون / نظام التقاعد المدني / التأمينات الاجتماعية في الدولة مقر العمل .
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 22 explained in plain English
This article identifies the penalties that apply when the provisions of the Unified Law are violated.
To whom?
- Employers.
- Employees or workers subject to the provisions of the Law.
The article does not limit penalties to the employer; it also covers the violating employee or worker.
What are the penalties? The same penalties provided in the civil retirement or social insurance law of the state of the workplace.
Why the law of the state of the workplace? Because the violation usually occurs in the state of the workplace, and the authorities of that state have the power to impose penalties on employers and persons located there.
In practical terms, anyone who violates the provisions of the Law, whether an employer or an employee, faces the same penalties provided in the retirement or insurance system of the state in which he works. This article does not specify the type or amount of the penalties, so the law of the state of the workplace must be consulted.
This article is linked to Article 21, which preserves the rights guaranteed in the state of the workplace, and Article 23, which obliges the member states to issue the legislation needed to apply the Law.
To apply this to a specific case, it is advisable to consult a lawyer who specializes in social insurance and retirement laws.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 22 of the Saudi GCC Insurance Protection Extension Law
What are the penalties for violating the Law Extending Insurance Protection?
The same penalties provided in the civil retirement or social insurance law of the state of the workplace.
Is a violating GCC employee also penalized?
Yes. The penalties apply to employers and to employees or workers subject to the Law if they violate its provisions.
More articles on Penalties for Violating Employers
- Article 12
When an employer is late in paying, the home state's body notifies the workplace state's body, which collects the contributions and additional amounts on its behalf under its own rules, without liability if collection proves impossible.
في حالة تأخر صاحب العمل عن سداد الاشتراكات المستحقة وفقا لأحكام هذا النظام في المواعيد المقررة قانونا ، يقوم جهاز التقاعد المدني / التأمينات الاجتماعية في الدول
- Article 13
The article applies the penalties of the workplace state's insurance law to an employer that is late in paying, fails to register its employees, fails to report the end of their service, or pays on unreal wages.
في حالة تأخر صاحب العمل عن سداد الاشتراكات خلال المواعيد المقررة قانونا ، أو في حالة عدم تسجيل كل أو بعض موظفيه / عماله ممن تسري عليهم أحكام هذا النظام أو عدم إ
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

