Article 6 of the Saudi Cooperative Health Insurance Law
المادة 6 من نظام الضمان الصحي التعاوني
The Council of Health Insurance's expenses, and the wages and rewards of its employees, are covered from the revenues collected under paragraph (e) of Article 5, as agreed between the Ministry of Health and the Ministry of Finance.
Official text (Arabic)
This article has not been amended since the law was issued.
تُغطى المصروفات اللازِمة لأداء مجلِس الضمان الصحي لأعمالِه وأجور العاملين فيه ومُكافآتِهم مِن الإيرادات التي يتم تحصيلُها بموجب الفقرة (هـ) من المادة الخامسة، وِفق ما يتم الاتِفاق عليه بين وزارة الصحة ووزارة المالية ولاقتِصاد الوطني .
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 6 explained in plain English
This article specifies the source of funding of the Council of Health Insurance. The expenses needed for the Council to carry out its work, and the wages and rewards of its employees, are covered from the revenues collected under paragraph (e) of Article 5.
This paragraph concerns the fee that the Council sets, which is of two kinds:
- The fee for qualifying cooperative insurance companies to work in the field of health insurance.
- The fee for accrediting the health facilities that provide cooperative health insurance services.
The Council thus funds its work from the fees it collects from insurance companies and health facilities for their qualification and accreditation, and this article does not provide that it is funded from beneficiaries' contributions.
The article qualifies this by providing that it is as agreed between the Ministry of Health and the Ministry of Finance and National Economy, so how these revenues are allocated to expenses is subject to this agreement.
This article complements paragraph (f) of Article 5, which gives the Council the authority to issue the financial regulation for its revenues and expenses, including the wages and rewards of its employees, after obtaining the opinion of the Ministry of Finance and National Economy.
This article is organizational and concerns the administration of the Council; it does not create a direct obligation on residents or employers.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 6 of the Saudi Cooperative Health Insurance Law
How is the Council of Health Insurance funded?
From the revenues collected under paragraph (e) of Article 5, which are the fees for qualifying insurance companies and accrediting health facilities.
Who decides how the Council's revenues are spent?
That is done as agreed between the Ministry of Health and the Ministry of Finance and National Economy.
Are the salaries of the Council's employees paid from these revenues?
Yes. The expenses covered include the wages and rewards of the Council's employees.
Articles this article refers to
More articles on Health Insurance Council
- Article 5
The article sets the powers of the Council of Health Insurance in supervising the Law's application, including preparing the regulations, setting stages, covered persons and contribution rates, qualifying insurers and accrediting facilities.
يتولى مجلِس الضمان الصحي الإشراف على تطبيق هذا النِظام، ولهُ على وجه الخصوص ما يأتي: أ - إعداد مشروع اللائحة التنفيذية لهذا النِظام. ب - إصدار القرارات اللازِمة
- Article 18
The Minister of Health must issue the Implementing Regulations of the Cooperative Health Insurance Law within a maximum of one year from the date the Law was issued.
يُصدِر وزير الصحة اللائحة التنفيذية لهذا النِظام في مُدة أقصاها سنة من تاريخ صُدورِه.
- Article 19
The Law is published in the Official Gazette and implementation begins 90 days after its Implementing Regulations are issued, while the provisions on the Council of Health Insurance take effect from publication.
يُنشر هذا النِظام في الجريدة الرسمية ، ويبدأ تنفيذُه بعد تسعين يوماً مِن صدور اللائحة التنفيذية ، أمَّا الأحكام المُتعلِقة بإنشاء مجلِس الضمان الصحي واختِصاصاتِ
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

