Article 5 of the Saudi Cooperative Health Insurance Law

This article sets out the powers of the Council of Health Insurance, the council established by Article 4 under the chairmanship of the Minister of Health and with membership of representatives of a number of ministries and sectors. The Council supervises the application of the Law, and in particular it:

1. Prepares the draft Implementing Regulations of the Law.
2. Issues the decisions needed to organize the changing matters, including determining the stages of application, determining the beneficiary's family members who are covered, how and in what proportion the beneficiary and the employer contribute to the premium, and the maximum amount of that premium on the basis of a specialized study that includes insurance calculations.
3. Qualifies cooperative insurance companies to work in the field of health insurance.
4. Accredits the health facilities that provide its services.
5. Determines the fee for qualifying insurance companies and for accrediting health facilities, after obtaining the opinion of the Ministry of Finance and National Economy.
6. Issues the financial regulation for the Council's revenues and expenses, including the wages and rewards of its employees, after obtaining the opinion of the Ministry of Finance and National Economy.
7. Issues the internal regulation organizing the conduct of the Council's work.
8. Appoints a secretary general on the nomination of the Minister of Health, and forms a general secretariat and determines its tasks.

The phrase "in particular" means that this list consists of prominent examples of the supervisory authority, not an exhaustive list of it.

This article shows that many practical details, such as which family members the insurance covers and the amount of the worker's and employer's contributions, are determined by decisions of the Council and not by the text of the Law. The revenues collected under paragraph (e) cover the Council's expenses under Article 6.