Article 19 of the Saudi Cooperative Health Insurance Law
المادة 19 من نظام الضمان الصحي التعاوني
The Law is published in the Official Gazette and implementation begins 90 days after its Implementing Regulations are issued, while the provisions on the Council of Health Insurance take effect from publication.
Official text (Arabic)
This article has not been amended since the law was issued.
يُنشر هذا النِظام في الجريدة الرسمية ، ويبدأ تنفيذُه بعد تسعين يوماً مِن صدور اللائحة التنفيذية ، أمَّا الأحكام المُتعلِقة بإنشاء مجلِس الضمان الصحي واختِصاصاتِه فتُعد نافِذة من تاريخ نشرِّه.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 19 explained in plain English
This article specifies the publication of the Law and the dates it takes effect, and distinguishes between two kinds of provisions:
- Most provisions of the Law: implementation begins 90 days after the issuance of the Implementing Regulations.
- The provisions relating to the establishment of the Council of Health Insurance and its powers: they are considered in force from the date of the Law's publication in the Official Gazette.
The timeline becomes clear when reading Article 18, which requires the Minister of Health to issue the Implementing Regulations within a maximum of one year from the date the Law was issued; after they are issued, 90 days pass and then implementation of the Law begins. As for the provisions on the establishment of the Council and its powers, the text made them in force from the date of publication, without waiting for the regulations.
The practical meaning is that the other provisions of the Law, apart from those on the establishment of the Council and its powers, do not begin to be implemented with the publication of the Law, but 90 days after the issuance of the Implementing Regulations.
The article did not state the publication date or the date the regulations were issued, so learning the actual dates requires referring to these two dates.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 19 of the Saudi Cooperative Health Insurance Law
When did the Cooperative Health Insurance Law start to apply?
Its implementation begins 90 days after the issuance of the Implementing Regulations, while the provisions on the establishment of the Council of Health Insurance and its powers are in force from the date of the Law's publication.
Did the Council of Health Insurance provisions take effect before the rest of the Law?
Yes. The provisions relating to the establishment of the Council and its powers are considered in force from the date of the Law's publication in the Official Gazette.
Where is the Cooperative Health Insurance Law published?
It is published in the Official Gazette.
More articles on Health Insurance Council
- Article 5
The article sets the powers of the Council of Health Insurance in supervising the Law's application, including preparing the regulations, setting stages, covered persons and contribution rates, qualifying insurers and accrediting facilities.
يتولى مجلِس الضمان الصحي الإشراف على تطبيق هذا النِظام، ولهُ على وجه الخصوص ما يأتي: أ - إعداد مشروع اللائحة التنفيذية لهذا النِظام. ب - إصدار القرارات اللازِمة
- Article 6
The Council of Health Insurance's expenses, and the wages and rewards of its employees, are covered from the revenues collected under paragraph (e) of Article 5, as agreed between the Ministry of Health and the Ministry of Finance.
تُغطى المصروفات اللازِمة لأداء مجلِس الضمان الصحي لأعمالِه وأجور العاملين فيه ومُكافآتِهم مِن الإيرادات التي يتم تحصيلُها بموجب الفقرة (هـ) من المادة الخامسة، و
- Article 18
The Minister of Health must issue the Implementing Regulations of the Cooperative Health Insurance Law within a maximum of one year from the date the Law was issued.
يُصدِر وزير الصحة اللائحة التنفيذية لهذا النِظام في مُدة أقصاها سنة من تاريخ صُدورِه.
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

