Article 13 of the Saudi Civil Retirement Law

This Article determines the source of funding for retirement pensions through monthly deductions.

• The employee's share: 9% of the salary of the employee covered by the Law is deducted monthly.
• The employer body's share: The Ministry of Finance and National Economy or the public body pays a share matching what the employee pays.
• Increasing the government's share: By decision of the Council of Ministers, on the submission of the Minister of Finance and National Economy, the share of the government or the public body may be increased if it becomes clear to the Agency that this share is not sufficient to meet its obligations. The Article does not mention any possibility of increasing the employee's share.
• Procedures: The Minister of Finance and National Economy issues, by his decision, the procedures to be followed in paying the deductions and the matching share; the Article does not give the details of these procedures.

Article 14 complements this provision by stating the basis of calculation: the deductions and the share are calculated on the basis of the full basic salary, excluding any additions granted on it.

Funding of the pension is thus shared between the employee and his employer body in originally equal proportions, with the possibility of increasing the body's share alone by the route the Article sets out.