Article 45 of the Saudi Registered Real Estate Mortgage Law

This article identifies the body that decides disputes concerning this law: the competent court is the one that decides disputes arising from the application of the provisions of the Registered Real Estate Mortgage Law.

This includes any dispute arising from applying the provisions of the law, such as a disagreement between the mortgagor and the mortgagee, or between the possessor of the mortgaged property and the mortgagee creditors. The article does not name a particular court, but uses only the phrase "the competent court", so the text does not specify the type or level of the court.

• Body: the competent court.
• Scope of jurisdiction: disputes arising from the application of the provisions of this law.

One provision around which a dispute may arise is that of Article 44, under which the mortgage is not void on the death of the mortgagor or the mortgagee or on loss of capacity, with the heir taking the place of the deceased and the guardian acting for the one who lost capacity. Article 46 fixes the start of the law's application at ninety days after its publication in the Official Gazette.

To identify the competent court for a particular dispute and how to bring a claim before it, the person concerned would do well to consult a lawyer specializing in real estate cases.