Article 9 of the Saudi Cooperative Health Insurance Law
المادة 9 من نظام الضمان الصحي التعاوني
The arrangement of preventive health measures, such as tests and vaccines, for those covered by the insurance in the period before the policy is issued is made by decision of the Minister of Health.
Official text (Arabic)
This article has not been amended since the law was issued.
يتم ترتيب ما يتعلق بالإجراءات الوقائية الصحية التي يخضع لها المشمولون بالضمان بما في ذلك الفحوصات واللُّقاحات في المُدة التي تسبِق إصدار وثيقة الضمان الصحي التعاوني بقرار مِن وزير الصحة .
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 9 explained in plain English
This article deals with the period before the cooperative health insurance policy is issued. During this period those covered by the insurance may be subject to preventive health measures, including:
- Tests.
- Vaccines.
The article makes the arrangement of everything relating to these measures by decision of the Minister of Health. The article does not itself specify the type of tests or vaccines or who bears them, but leaves that to the Minister's decision.
The essential point in the article is timing: it concerns preventive measures in the period before the policy is issued, not services provided under the policy after it is issued. Those it refers to are those covered by the insurance, that is, those to whom the Law applies.
The article comes after Article 8, which allows the employer to expand insurance services through additional appendices, and before Article 10, which makes the employer bear the cost of the beneficiary's treatment in the period between the date the treatment becomes due and the date of subscription to the insurance. Articles 9 and 10 together make clear that the Law was concerned with periods in which the policy is not yet in force.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 9 of the Saudi Cooperative Health Insurance Law
Who organizes tests before health insurance is issued?
The arrangement of preventive health measures, including tests and vaccines, in the period before the policy is issued is made by decision of the Minister of Health.
Are vaccines before the insurance covered by the policy?
The article did not make them part of the policy's coverage; it made their arrangement by decision of the Minister of Health.
What tests are required before insurance is issued?
The article does not specify them; the decision of the Minister of Health does.
More articles on Health Insurance Policy Coverage
- Article 7
The article lists the basic health services a cooperative health insurance policy covers, from examinations and medicines to hospital stays, childbirth, surgery and dental treatment.
تُغطي وثيقة الضمان الصحي التعاوني الخدمات الصحية الأساسية الآتية : أ - الكشف الطبي والعلاج في العيادات، والأدوية. ب - الإجراءات الوقائية مِثل: التطعيمات، ورعاية
- Article 8
The employer may expand cooperative health insurance services through additional appendices at additional cost to include diagnostic and treatment services beyond those in Article 7.
يجوز لصاحِب العمل توسيع مجال خدمات الضمان الصحي التعاوني ،بموجب ملاحِق إضافية، وبتكلِفة إضافية لتشمل خدمات تشخيصية وعلاجية أُخرى أكثر مِّما نُص عليه في المادة ا
- Article 11
Government health facilities may, when needed, provide the services covered by a policy to its holder for a fee borne by the health insurance body, with the Council determining the facilities and the fee.
أ - يجوز عند الحاجة تقديم الخدمات الصحية المشمولة في وثيقة الضمان الصحي التعاوني لحامِلها مِن قِبل المرافِق الصحية الحُكومية، وذلك بمُقابِل مالي تتحملُه جهة الض
- Article 16
The Ministry of Health monitors the quality assurance of the health services provided to cooperative health insurance beneficiaries.
تتولى وزارة الصحة مُراقبة ضمان جودة ما يُقدم مِن خدمات صحية للمُستفيدين مِن الضمان الصحي التعاوني.
- Article 17
Cooperative health insurance is applied through qualified Saudi cooperative insurance companies operating on the cooperative insurance model, in accordance with Resolution No. (51) of the Council of Senior Scholars.
يتم تطبيق الضمان الصحي التعاوني عن طريق شركات تأمين تعاونية سعودية مؤهلة، تعمل بأسلوب التأمين التعاوني على غِرار ما تقوم بِه الشركة الوطنية للتأمين التعاوني ، و
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.

