Article 607 of the Saudi Civil Transactions Law
المادة 607 من نظام المعاملات المدنية · الفصل الثاني: عقد التأمين
The statutory provisions specific to insurance apply to the insurance contract.
Official text (Arabic)
This article has not been amended since the law was issued.
تسري على عقد التأمين النصوص النظامية الخاصة به.
This is the official Arabic wording, the only legally binding version. We do not translate the law itself; the explanation below is ours. Official source: Bureau of Experts at the Council of Ministers
Article 607 explained in plain English
This article is a referral article: it does not set detailed provisions for insurance, but provides that the insurance contract is governed by the statutory provisions specific to it.
In practice this means:
- Anyone who wants to know his rights and obligations under an insurance policy, such as motor insurance, health insurance or property insurance, refers to the specific laws that regulate insurance.
- This chapter does not set out rules on compensation, notification or exclusions in insurance; these matters are sought in their specific provisions.
The article does not name those laws or state their content, so no particular ruling on an insurance question should be drawn from it; all it provides is that the reference for the insurance contract is the statutory provisions that regulate it.
Its provision is independent of Article 606 on suretyship and Article 608 on the right of ownership. Anyone with a dispute with an insurance company would do well to consult a lawyer who specializes in civil cases or in banking and finance, depending on the nature of the dispute.
Translated from our Arabic explanation with machine assistance. For guidance only; it does not replace advice from a lawyer on your situation.
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Frequently asked questions about Article 607 of the Saudi Civil Transactions Law
Does the Civil Transactions Law regulate the insurance contract?
In this article, the Law only provides that the statutory provisions specific to insurance apply to the insurance contract.
Where do I find the provisions on the insurance contract?
In the statutory provisions specific to insurance, as this article refers to them, without naming them.
The texts are reproduced from the official website of the Bureau of Experts at the Council of Ministers for reference; where they differ, the officially published Arabic text prevails. This content is not legal advice.